Frequently asked questions about KiTax

Click Start Free on the homepage, enter your email address and verify your inbox. It takes under a minute and no card is required.

We ask whether you're a sole trader, a landlord, or both, which tax year you're working on, and optionally your UTR. You can skip anything and add it later in Settings.

You can download everything you've entered at any time — it's your data. 1. Go to Settings 2. Open Data Export 3. Choose CSV for a single record type (transactions, receipts, properties, income sources) or Full export for everything at once 4. The file downloads straight to your device The full export is a JSON file containing your profile, income sources, properties, transactions, receipt records, finance costs and submission history. Please note: the export lists your receipt records (merchant, date, amount, file name) but does not bundle the receipt image or PDF files themselves. Download any receipt files you need from the Receipts page before deleting your account.

1. Go to Import 2. Choose CSV, a PDF bank statement, or your connected bank feed 3. Upload the file or start the sync 4. Review the imported rows 5. Check the category and link each row to the right income source or property

1. Go to Transactions 2. Find the transaction 3. Click Link to source/property 4. Choose the correct business or property 5. Save A quarterly record summary stays incomplete until every transaction in the period is linked.

1. Go to Settings 2. Open Bank Accounts 3. Click Connect bank 4. Complete the secure open banking steps with your bank KiTax never sees your bank login details, and you can disconnect at any time.

1. Go to Receipts 2. Click Upload receipt 3. Choose an image or PDF 4. KiTax reads the merchant, date and total for you 5. Check the details and link it to the matching expense

No. HMRC accepts digital copies, so once a receipt is uploaded and matched to a transaction you can store or recycle the original for your tax records.

1. Go to Properties 2. Click Add property 3. Enter the name or address 4. Save 5. Go to Transactions and link rent, repairs and other costs to that property

We apply the 2025-26 rules to the income and expenses you've entered: 20% on profit up to £50,270, 40% to £125,140 and 45% above, plus Class 2 and Class 4 National Insurance. Tax estimate only. Final tax may differ after HMRC calculation or accountant review.

Anything used wholly and exclusively for the business: tools, business travel, marketing, office costs and professional fees. Personal spending and client entertaining are not allowable.

1. Go to Settings 2. Open HMRC 3. Click Connect HMRC 4. Sign in at HMRC and authorise KiTax 5. Come back to KiTax and check the status We never see your HMRC password — only a token you can revoke at any time. Connecting lets KiTax sync your obligations and business details. Direct HMRC filing is not currently available.

Direct HMRC filing is not currently available and remains subject to HMRC production access. KiTax keeps your quarterly records complete so you can review them or share the information with your accountant. KiTax flags anything missing: • Your NINO or UTR is missing • Some transactions aren't linked to a source or property • Some transactions aren't categorised • An income source or property link is missing Open Quarterly Returns to see exactly which one applies.

There are four each year: 7 August, 7 November, 7 February and 7 May. Every update covers your income and expenses from 6 April onwards, so later quarters build on the earlier ones. KiTax helps you keep records ready for these dates.

If your combined self-employment and property income is over £50,000 you join MTD for Income Tax from April 2026, and over £30,000 from April 2027. The MTD checker tells you which applies to you.

Free covers digital records, your tax estimate and 20 receipts a month. Smart adds quarterly preparation, the bank feed, AI help and unlimited receipts. No card is needed to start.

Settings → Billing. Upgrades take effect immediately and you only pay the difference; cancellations keep your access until the end of the period you've paid for. If your plan shows as a manual plan it isn't linked to card billing — message our team and we'll sort it.

If you cancel within 14 days of upgrading, message our team for a full refund.